A Clear, Client-Focused Planning Experience
Starting With the Right Questions
Most conversations begin with retirement and taxes. Common topics include:
- Retirement timing and income needs
- Required distributions and withdrawal strategies
- Tax considerations across different accounts
- How upcoming decisions may affect long-term flexibility
The first meeting is simply a conversation to understand your situation and determine whether ongoing planning may be appropriate. There is no obligation.
The Planning Process
Our 5 step process for working with us
1. Discovery Call
(15–30 Minutes)
Discuss your goals, concerns, timelines and see if we are a good fit to help you.
2. 1st Meeting
(1 Hour)
Share your history with money, dream with us about your ideal financial future, and learn how our team would approach helping you hit your goals. We give you a homework to put all finances in 1 page.
3. New Client
(Homework Completion & Sign Contract)
Submit your completed Homework (1 page financial plan) and finance documents. Sign documents.
4. 2nd Meeting
Explore your relationships with risk, including your investment history and preferences that will guide our investment decisions.
5. Financial Plan
We deliver a state-of-the-art portal to utilize as a financial organizer, decision center, and secure data vault. You'll hear our recommendations and implementation plan in the areas of cash flow planning, insurance planning, education planning, tax planning, estate planning, and retirement planning.
Ongoing Planning Support
Planning continues as life changes. Clients have regular, consistent and frequent reviews to:Revisit retirement income assumptions
- Review tax considerations
- Discuss upcoming decisions
- Adjust planning priorities as needed
Meeting frequency and structure are guided by what is most useful for you.
Frequently Asked Questions
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Who do you typically work with?
Many clients are retirees, pre-retirees, and business owners and executives who want clearer retirement and tax planning conversations.
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Do you work with clients nationwide?
Yes. Meetings are available virtually for clients across the United States. Jay is a veteran and has friends in many states.
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How are services structured?
Services are generally provided through an assets-under-management fee structure, discussed in advance.
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What is the most common question you hear?
“Am I prepared for retirement?” Planning helps bring structure to that question.
